Protect your future,
instantly.

At ILA Instant Life + Annuities, we offer more than just financial products—we provide the peace of mind that you’ll have guaranteed income for life.

With our fixed index annuities (FIA) and other solutions, you can protect your lifestyle, withstand market declines, and avoid outliving your assets.

Founded by industry experts with over 100 years of combined experience, we’re dedicated to helping you leave a legacy and ensure your financial security for life.

Learn what ILA can do for you

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Instant Access. Immediate Peace of Mind.

Innovative, Accessible Financial Security.

Our cutting-edge digital platform simplifies the entire annuity and life insurance acquisition process, providing you with real-time quotes, product comparisons, and coverage you can secure in minutes. Our goal is to help you overcome challenges like longevity risk, sequence of returns risk, inflation, and increasing taxes by offering the best annuity options for safety of principal and income insurance.

Learn what ILA can do for you

Why ILA?

Unbiased & Secure Access

Through our platform, you can explore, understand, and implement tailored financial solutions that will sustain your lifestyle and secure lifetime income that keeps pace with market volatility and inflation.

Digital Innovation

Harnessing the power of cutting-edge insurtech, we offer an exceptional customer experience, combining technology with expertise to meet your unique needs.

A Safe, Trusted Platform

We prioritize real-time access, product education, and security, ensuring a trusted experience at every step so that you can spend your time doing the things that matter.

With ILA Instant Life + Annuities, protecting your future has never been easier. We help you address longevity risk, protect against market volatility, and ensure your financial security. Join us to experience the confidence of a secure future and guaranteed income for life.

Heritage Meets Innovation

Addressing the Financial Realities of Today's Retirees

Outliving Your Money

Many Americans fear outliving their money, yet few have taken steps to protect their income. An FIA provides income insurance that lasts as long as you do, alleviating longevity risk and allowing you to maintain your lifestyle.

Market Volatility & Sequence of Returns Risk

Our annuity solutions protect your assets from unpredictable markets. We’ll help you navigate sequence of returns risk, ensuring that your income remains stable even as market declines affect others.

Plan for Tomorrow, Today
‍
With I.L.A. Instant Life + Annuities, protecting your future has never been easier. We help you address longevity risk, protect against market volatility, and ensure your financial security. Join us to experience the confidence of a secure future and guaranteed income for life.

Learn What ILA Can Do For You

Founding Partners

Tony Bonanno

As Founder and Managing Partner, Tony leads the Wellington Wealth Strategies team in making clients’ financial dreams a reality. With more than 37 years of experience in the financial services industry, Tony holds a B.S. in Finance from Ball State University and is series 6, 63, and 65 securities licensed. He has life, health, and variable licenses in various states. Tony is an MDRT (Million Dollar Round Table) member and has been a perennial MDRT Top of the Table member since 1999. Tony’s association memberships include the International Association for Financial Planning, National Advisors Private Client Group (NAPCG), National Association of Insurance and Financial Advisors, and Estate Planning Council of Indianapolis.

Nick Palumbo

In a career spanning over fourty years, Nicholas Palumbo has been recognized by his peers and industry groups as a performance-proven and battle-tested financial services leader. His experienced counsel and highest ethical standards combine to empower clients with tools and information to help build wealth and achieve financial freedom by making better decisions. Decisions that, beyond building wealth, look beyond it to the biggest picture. Clients living happier, more secure lives with financial confidence, enriching their lives every day. As an experienced advisor to individuals and corporate clients of all sizes, Nick brings passion and a steady hand leading a company that does it better, for the right reasons.

Michael Haffey

For over 35 years, Michael has been at the forefront of transforming the insurance industry. His  mission is to guide business leaders, associations, brokers, and individuals through the evolving  landscape of the transition to digital insurance solutions to more easily protect financial futures.  Embracing the mantra "BE THE CHANGE", Michael has consistently created and implemented  innovative strategies by deploying life, annuity and health insurance products that help millions  secure a solid financial future. Allowing them to live longer healthier lives with financial  freedom using the latest proven financial products, digital technology, performance marketing  and evidence-based health science.

Protect your future,
instantly.

PARTNERING WITH
TOP RATED INSURANCE CARRIERS